Sri,

You have to ask your employer's HR department or the insurance company. We (or anyone on this forum) does not have any way to know how your insurance plan works.

United Health Care My medica from Wipro.

Thanks
Sri

Sri,

Plan B is there in many insurance products from many companies.

What product have you purchased?

Hi
Me and my wife both are covered under plan B medica. My wife is pregnant and she is opting for the baby birth in India, Could you pls tell me how much amount will I get from my Insurance company approxmately.

Thanks
Sri

1.
As long as they are in the same age group, the price when you renew the insurance will be the same.

In case of early departure, as long as no claims have been submitted since the effective date, you will get the refund for pro-rated duration minus $25 cancellation fee.

2. It includes up to the policy maximum for injury to teeth in an accident and up to $100 for acute pain to sound and natural teeth.

For any practical dental coverage, I recommend you get CAREINGTON dental plan, available at http://www.buyamericaninsurance.com/health/dental/index.jsp It is $12/month for couple (or single) and there is one time application fee of $20.

3. Prescription for regular diabetic supplies etc. are NOT covered under any plan from any company. Insurance company will pay for prescription drugs if they are needed for any new medical conditions, injuries or accidents that may occur after the effective date of the policy.

4. No, it does not cover only in one state. These plans are meant for tourists and they are supposed to roam around the country.
Exception: Only if you start living in Florida, you are not eligible to purchase. But visiting Florida is no problem. There is no issue with any other states.

Please feel free to contact us at any time if you have any other questions.

Hi Mr Khatri,

My parents -dad age71 and mom aged 62 are visiting for 6 months from June 30th 2008 to Dec 30 2008.
My dad has diabetes (mild) well controlled on meds and my mom has no medical problems.
I am planning to buy Patriot america for 100,000/- for each of them.
1)I am planning to buy for 3 months initially in case they plan to return early. is there any price difference if get for 3 months are renew later?

2)I would also like dental coverage? is it included if not what plan is recommended?

3)When you say prescription meds are covered with the plan ,if i have a prescription for regular diabetic meds from US physician ,would it covered by the plan?

4)Does the insurance cover only within the state mentioned.I hope it is all over US?

Umesh,

There is no one plan suitable for everyone.

Please call us at (866) INSU-BUY so that we can go over different things with you and suggest you the most suitable plan.

My parents are travelling to USA on Jun 30 2008 till Dec 08 2008. Their age is 57 years and 53 years. They do not have any major surgeroy / illness. Could you please suggest me the best and cheap insurance?

Deepak,

I will give you a different perspective on ICICI issue. I have about 100 plus ex-students who work for different ICICI group companies (home loan, car loan, Mutual Fund, Bank, General Insurance, Life Insurance etc.) Many of them meet me once in a while. Their common compaint: there is so much pressure from the top to increase the customers that "Sales" take up 99.9% of their time. They are working till 9 in the night to generate new sales and beyound that they dont have the time and energy to solve any "customer service" issue. Even if they try to help some harrased customer and call up their Regional or Head Office for help in service, the guys their are themselves so worked up that they say screw this customer and instead find five new fools.

I have noticed one common thing in all the interviews of Chariman Kamath - he alwasy says that we won't be number one on all the businesses that we operate in "car finance/home finance/general insurance/health insurance/bank/mutual fund etc" but in no interview he has spoken about "Quality of Service" which is very surprising considering they are in service sector
So now you guys know the root cause: it all flows from the top.

When my boss is ONLY intersted in knowing how many new customers (fools) I added, instead of how many customers complaints I solved , its any body's guess what will I foucs on. I hope this solves the whole mystry about ICICI's services. One of my ex-student who is now with ICICI Bank came to me this morning and was almost in tears when he told me that last year he added 25,000 salary account for the bank and the target given to him for next year is 90,000. Can you guess if I will open an account with him ????

Deepak,

You are not alone. I wish to inform you that what ICICI Lombard does is no accident but carefully calculated ploy to cheat its customers.I purchased a home insurance plan from them against fire,burglary and earthquake.Subsequently,I asked them for third party cover for my car.They refused to quote.Hence I had to approach New India Assurance. At the time the house policy became due for renewal,I asked for a competetive bid from New India.They got back to me with a premium of less than half the amount quoted by ICICI Lombard.When,I asked ICICI about it,to my surprise they agreed to match the New India quote.This clearly shows that they just want to write a policy and have no intention to pay when the liability arises.You can ask your company not to renew the policy with ICICI lombard in your and other colleagues interest.